Overcautious (adjective)

Excessively or unduly cautious.

Origin:

Over + cautious.

Examples:

1. The investors were overcautious and missed out on the stock market's gains.
2. He was overcautious in his approach and it cost him the competition.
3. She was overcautious in her driving and it made for a slow and uneventful trip.
4. The team was overcautious and it resulted in a loss in the game.
5. The company's overcautious approach led to missed opportunities.