Encumbrance (noun)

1. A burden or hindrance that restricts freedom or movement.
2. A legal restriction or claim on property, such as a mortgage, lien, or easement.

Origin:

From the middle english word "encumbren", which means "to load, burden".

Examples:

1. The heavy backpack was an encumbrance that made it difficult for the hiker to move quickly.
2. The encumbrance of debt made it difficult for the company to invest in new projects.
3. The property was sold free and clear of encumbrances, meaning there were no outstanding liens or mortgages.
4. The encumbrance of a busy schedule made it difficult for the student to complete all of their assignments.
5. The encumbrance of outdated technology made it difficult for the company to stay competitive in the market.