Underwriter (noun)

1. A person or organization that agrees to accept financial responsibility for an insurance policy or bond issue in return for a premium.
2. A financial institution that underwrites securities or loans.

Origin:

Late 19th century: from under- (expressing sub-) + writer.

Examples:

1. The underwriter assessed the risk and set the premium for the insurance policy.
2. The underwriter was responsible for issuing and selling the bonds.
3. The underwriter carefully evaluated the company before providing financing.
4. The underwriter was an important part of the stock market process.
5. The underwriter was a crucial player in the insurance and financial industries.